M-Shwari Lock Savings AccountHow to Lock Savings on #Mshwari To open the account as an existing M-Shwari customer, dial *234*6# on your phone and select 'Open Lock savings account'. For those not on M-Shwari already, go to your M-PESA menu, select "My account" and "Update menu" then go to your M-PESA menu, select M-Shwari, click on activate account and accept terms and conditions to join. The...