Buying property in Kenya doesn’t end once you pay for it. The most crucial stage is transferring ownership legally into your name. Without this step, you risk disputes, fraud, or even losing your investment entirely. Unfortunately, many buyers ignore the details of property transfer, only to face costly surprises later.

This guide breaks down the property transfer process in Kenya step by step, including timelines, costs, and the role of each party.

1. Conduct a Title Search at the Land Registry

Before you begin any transfer, confirm that the seller is the rightful owner.

• Request an official land search at the Ministry of Lands.

• The search will show the registered owner, land size, encumbrances (like loans or caveats), and history.

• Cost: Around Ksh 500.

✅ Tip: Never skip this step—it helps you avoid property scams.

2. Obtain a Sale Agreement

Once satisfied with the land search, the buyer and seller sign a Sale Agreement drafted by an advocate.

• It includes the property description, purchase price, payment schedule, and conditions.

• The buyer usually pays a 10% deposit, held by the seller’s advocate.

3. Valuation for Stamp Duty

The buyer’s advocate applies for a valuation from the government valuer.

• The valuer determines the property’s market value to calculate stamp duty.

• Stamp duty is a legal tax paid to transfer ownership.

✅ Stamp Duty Rates in Kenya:

• 4% of property value for urban land

• 2% of property value for rural land

4. Payment of Stamp Duty

Once valuation is done, the buyer pays the required stamp duty.

• This must be done before the transfer can be registered.

• Payment is usually made through Kenya Revenue Authority (KRA) iTax system.

5. Consent to Transfer

Some properties, especially leasehold land, require consent from the relevant authority (county government or lessor).

• This step ensures that the transfer is legitimate.

6. Transfer of Documents at the Land Registry

After paying stamp duty and obtaining consent, the advocate prepares transfer documents:

• The Transfer of Land Form (signed by buyer and seller)

• Title deed and original documents

• Proof of stamp duty payment

• KRA PIN certificates

These are lodged at the Land Registry for registration.

7. Issuance of New Title Deed

Once everything is verified and registered, the buyer is issued a new title deed in their name.

• Timeline: 2–6 months depending on the registry efficiency.

• At this stage, you are the legal owner of the property.

8. Handover of Property

The seller hands over physical possession of the land/house to the buyer.

• At this stage, the buyer should also confirm beacons, boundaries, and utility access (water/electricity).

Final Thoughts

The property transfer process in Kenya involves multiple checks, legal documents, and government approvals. While it may seem lengthy, each step protects you from fraud and ensures your investment is secure.

👉 Always engage a licensed advocate and surveyor to guide you. Cutting corners can cost you more than the property itself.